How can you get health insurance in the Netherlands and which documents are necessary to complete your registration as a foreigner living or working in the Netherlands? You’ll read all about it on this page.
Anyone living or working in the Netherlands is obliged to have basic health insurance. We offer 100% free choice in hospitals and general practitioners with both our health insurance. Read more about the Dutch healthcare system and our health insurance plans on this page.
Would you like to be insured for costs that are not covered by your basic health insurance such as physical therapy, orthodontics (up to the age of 18) or maternity care? Choose one of our complete supplementary insurances. We offer extensive coverage of additional healthcare costs at an excellent premium.
With our dental insurances you will get extensive coverage of dental costs which are not covered by your basic health insurance or other supplementary insurance. Please note that children up to the age of 18 do not need dental insurance.
An in-kind policy (naturapolis) is also referred to as ‘contracted care’. This means that when visiting a contracted independent treatment centre (ZBC), your health insurer will reimburse all of the health costs. If you visit a non-contracted independent treatment centre (ZBC) you will have to pay a part of the medical costs yourself. This is on average approximately 30 per cent of the total costs.
If you’ve accepted a job in the Netherlands or if you’re moving to the Netherlands, it's in most cases necessary to provide additional information to complete your request for health insurance at a.s.r. Please check our page on how to apply for health insurance for more detailed information.
At a.s.r. all correspondence is in Dutch. But there's no reason to worry if you don't speak Dutch, as all of our healthcare advisers are able and willing to answer your questions and information requests in English.